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Bank of Maharashtra Stock Analysis

MAHABANK

Latest Share Price

₹79.20
+0.99%

Research Score

50 /100
Average Analyzed Today
Some metrics are unavailable, so the score is based only on available data.

Why This Score

  • Double-digit expansion with profit growth >30% and revenue growth >15%.
  • Healthy ROE above 15%, showing consistent value creation.
  • Trading at an attractive P/E multiple relative to earnings.

Overall Health

Financial Health 65/100
Growth 84/100
Valuation 88/100
Momentum 84/100
Risk 25/100

Key Metrics

CMP
₹79.20

This is the current market price of one share on the NSE.

Market Cap
₹60,917 Cr

This is the total market value of the company's outstanding shares.

52W High
₹94.50

This is the highest price the stock reached in the past year.

52W Low
₹51.71

This is the lowest price the stock reached in the past year.

P/E
8.21x

This shows how much investors are paying for every ₹1 of company earnings.

P/B
1.71x

This compares the market price to the net assets (book value) of the company.

ROCE
10.90%

This measures how efficiently the company generates profit from capital.

ROE
22.96%

This measures the profitability of the company in relation to the shareholders' equity.

D/E
Not applicable

This indicates how much debt the company uses compared to shareholder funds.

Profit Growth
34.20%

This is the year-on-year growth rate of company net profits.

Sales Growth
21.80%

This is the year-on-year growth rate of company revenues.

Operating Margin
57.52%

This shows the percentage of sales remaining after direct operating costs.

Dividend Yield
281.00%

This is the annual dividend payout relative to the share price.

Promoter Holding
73.60%

This shows the percentage of equity held by company founders.

Promoter Pledging
0.00%

This indicates the percentage of promoter shares pledged as collateral.

Volume Ratio
0.59

This compares recent trading volume to the long-term average.

CAR
19.50%

This measures a bank's capital to its risk-weighted assets.

Net NPA
1.09%

This shows the percentage of bad loans after provisions.

AUM Growth
17.50%

This is the growth rate of total assets under management.

Strengths

  • Healthy revenue growth
  • Strong profitability growth
  • Solid return on equity
  • Attractive low valuation multiple

Weaknesses

  • Significant pullback from 52-week high suggests price exhaustion

About the Company

Company Overview

Bank of Maharashtra is a leading enterprise operating in the Indian stock market (NSE: MAHABANK), with a primary business focus on Banks - Regional. As a vital player in the Financial Services sector, the company has built a robust market presence, catering to a diverse client base across domestic and international markets. It plays a critical role in driving innovation and commercial growth in its field.

Business Segments

The operations of Bank of Maharashtra are structured across multiple specialized business segments. Its primary division handles core manufacturing, service pipelines, and distribution network design for Banks - Regional solutions. By diversifying its segments, the firm manages operational risks while maintaining stable revenue flows even during cyclical market downturns.

Products and Services

The company provides professional products and consumer services in the Banks - Regional domain. These include institutional contracts, retail goods, and bespoke consulting services engineered specifically for the requirements of the Indian market. The brand is recognized for reliability, technological integration, and quality assurance.

Industry Overview

The Indian Financial Services industry is experiencing rapid modernization, propelled by structural reforms, digital transformation, and rising commercial consumption. Bank of Maharashtra is strategically positioned to benefit from these tailwinds by scaling capacity, optimizing supply chains, and adopting modern technologies to satisfy rising consumer demand.

Competitive Position

In terms of competitive positioning, Bank of Maharashtra stands out among Nifty 500 peers due to its distribution scale, intellectual property, and financial strength. It competes with major domestic and international players by focusing on cost efficiency, strong customer relationships, and continuous service upgrades to maintain its market leadership.

Frequently Asked Questions

What does Bank of Maharashtra do?

Bank of Maharashtra is a leading company on the National Stock Exchange (NSE: MAHABANK), specializing in Banks - Regional solutions within the Financial Services sector.

Is Bank of Maharashtra profitable?

According to its latest financials, the company has an operating margin of 57.52% and reported net profit growth of 34.20%.

What sector is Bank of Maharashtra in?

Bank of Maharashtra operates in the Financial Services sector, primarily under the Banks - Regional industry classification.

What is Bank of Maharashtra's PE Ratio?

The current Price to Earnings (P/E) ratio of the stock is 8.21x. This indicates how much investors are paying per rupee of earnings.

Why does Bank of Maharashtra have this research score?

Bank of Maharashtra has a StockScore of 50/100, which is classified as Average. This score is dynamically computed based on momentum, capital efficiency, leverage, and growth metrics.

How often is this page updated?

Share prices are updated dynamically, while fundamental ratios, research scores, strengths, and weaknesses are refreshed daily following the latest stock exchange filings.

Can beginners use this research?

Absolutely. StockScore is designed to translate complex balance sheets and income statements into a single, intuitive score and clear pro/con lists that any retail investor can understand in 30 seconds.